"Suddenly freezing" daily wage 3 million yen cryptocurrency trader scream "Sudden account freezing" ... daily wage 3 million yen virtual currency trader screams
It really came without any warning.To be precise, I don't know if it is a direct cause, but it's a ┐ △ △ △ flying shoes, but I missed it.
One day in March 2021, when I tried to remit bitcoin to another exchange from the exchange, there was a remittance limit.When I looked into it, I thought, "Oh?"At first I thought it was a problem or something on the system, so I looked it up on Twitter, but no one had encountered such a phenomenon.
It is later that I learned that this was the "account freezing".
I immediately contacted the support desk.After waiting for a while, the operator said, "We apologize for the inconvenience caused. I'm very sorry.It doesn't seem to be able to answer there, so I took such measures. "
Inquiry email?
This is not limited to cryptocurrency exchanges, but in both banks and securities companies, financial institutions send emails.
• 〇 Month 〇 As of the asset status as of 〇
• Change your password regularly
• About operating status during consecutive holidays
• Notice of system maintenance
• Be careful of fraudulent emails that deceived us
……and so on.Whatever you say, most emails are not a big deal.If you log in to this site on a daily basis, you should basically have no problem.If you are really important and have to do something, it will be noticeable when you log in to this site.
So, I was completely careless, but I certainly came from the exchange.The content was "Please answer the amount of assets and trading purposes."
"If you think about it now, this was a stupid act."
■ Because I made too much money in a short period of time⁉
When opening an account, the financial institution registers information such as name / address / contact phone number / occupation / annual income / asset amount / investment purpose.These can be confirmed by "My Page" after logging in and can be changed each time, but even if you retire or move, you tend to forget to update.
Therefore, the financial institution regularly sends a reminding email saying, "Please check My Page. If there is any change, please correct it."Anyone who uses a bank or securities company will know.
The e -mail at this time was midnight on January 1, 2021, so I think it was automatically transmitted in terms of timing.I think it was transmitted by some trigger set by the exchange (the divergence between the registered assets and the actual asset amount, and the size of the previous month's deposit amount).
However, the text said, "Please answer within a week", which was different from the only template email.I left this for two months.
Certainly, the amount of assets has changed significantly from the registered information.At the time of opening an account, my annual income was expected to be 1 million yen (web service income) and the asset amount was only 1 million yen.Even if it was left on the exchange, it exceeded 300 million yen, including cryptocurrency (valuation) and cash.
However, it is clear that the exchange of assets has increased, and the exchange knows that it is not due to anti -company acts.I thought I didn't have to freeze anything.
I thought another "purpose of investment" was a questionnaire question.The purpose of your own investment is short -term investment or medium- to long -term investment, value -or -selling interests (trade / speculation), or prices rising profits (Gachiho / Investment).
Since I am a Botter, I basically emphasize short -term investment and trading, but some people say, "It is usually a medium- to long -term investment, but now it moves in a short -term investment, so I was going to take a short -term investment."However, since it was surprisingly cheap, let's make a medium- to long -term investment for this position. "It is impossible to give a strict answer to this question item, and I don't think it can be a reason for account freezing just because it is different from the actual investment behavior.
However, it does not start even if you contribute to the call center operator or discuss it.It's my mistake to overlook emails, and I'm not hearing anything difficult.
With common sense, I did not answer the inquiry email, so I was just taking measures based on internal regulations, and if I answered, the account freezing should be released.I changed the amount of "investment fund" to the present, answered "purpose of investment" and responded quickly.
And I added about 50 million yen, so that I would be able to use it if I waited for a while.
If you think about it now, this was a stupid act.Because I should have received a reply from me, but the account freezing was not released at all.
There is a clause that comes to mind even if there is "withdrawal limit by law" ...
■ There is no explanation in the inquiry again -8th day
I waited for a week.If this exchange cannot be used, I want to transfer money to another exchange and trade, but I can't even withdraw.There is no sound at all.I lost my numbness and called the call center again.Then the person in charge returned the following answer.
"We apologize for the inconvenience, and we are currently restricting your account by law."
Law and regulations
Here, I had one thing I came up with.
Actually, when I opened an account on this exchange, I lived in another prefecture.After that, I returned to Tokyo, but I inadvertently forgot to register my address.If the cause of the account was frozen, I tried to change it from my page immediately, but the screen was locked and could not be changed.
At the time of opening an account, my number is also registered, so it does not escape anything under the tax law, but if the current address is due to incorrect, I need an inquiry to the government (such as collation with resident card).I thought it would take days because it might be.
However, the person in charge said, "Of course, I have to register the right current address, but this account freezing has nothing to do with that."
Was the cause of the account freezing "one of the end of the year"?
■ Suspicion of violation of the Civil Reorganization Law - 9th day
We consulted with the Financial Services Agency, the National Life Center, JVCEA (Japan Crypto Asset Trading Business Association), FinMac (Securities and Financial General Consultation Center), etc., but why was the account frozen?, I can't even find a clue to the solution.
"Do I have to be prepared for the worst?"
In order to estimate the risks that the assets will not return, we have confirmed the terms of use on exchanges.I still don't know what's hooked, but if I violated laws and regulations, I felt that there was a reasonable risk that all assets would be confiscated under the Terms of Use.
If I was here and there, I found something called "Criminal Request".To be correct, it is a law on preventing transfer of revenue by crime.
Originally, it was a regulation to prevent money laundering on drug criminal revenue, but in 2001, the United States' simultaneous terrorist attacks have been increased internationally, and it has become more difficult to regulate and become more severe.
On the net, there were several people who were suddenly frozen on the net, but they wrote similar to screams such as "Why?"
At this point, no one wrote that the crime method was related, but from a bank that famous investor Peter Makomak has been the main bank for 25 years, "Is the remittance destination encrypted exchange?"When I was asked and did not answer, I found a tweet that the account was frozen and that I had taken measures to "do not withdraw the balance until I answered."
Peter Makomak's case was a British case, but it is no wonder that the account is frozen for the same reason in Japan.When I looked at what the grounds were based on, I came to the crime method.
Immediately, if you read the article of the Criminal Revenue Law (it is quite long), for example, in Article 4, "Specified businesses must confirm the matters listed in the following items (...) with customers, etc.It does not ", and includes the specific matter (name, address, date of birth) and the purpose of trading.
"In the case of relocation of property specified by a Cabinet Order, the status of assets and income must be confirmed."
This is in line with what I was asked in the first email, and I was working on retiring the tax at the end of the previous year, retaining taxes and rebuilding the position immediately after the new year.Virtual currency must calculate the profit of the year by the market value (Japanese yen conversion) to determine the tax payment amount.To make it easier to understand, it may have been judged to be a "transfer of property".
Furthermore, in Article 5, "Specified businesses do not respond to confirmation at the time of transactions when a customer or representative, etc. performs specific transactions, etc., until the customer or representative responds to it.You can refuse to fulfill your obligations related to the specified transactions. "
What I did not reply to the inquiry email is that it is said that "I did not respond to the confirmation at the time of transaction".However, at the same time, there is "until you respond to this."I am late, but I can read that there is a possibility that I can be allowed because I checked the transaction.
Article 8 also states that "specified businesses have determined whether the property pertaining to specific tasks is suspected (abbreviated) that the property received in the transaction is a crime.In the case of, as soon as specified by a Cabinet Order, the matters specified by a Cabinet Order must be notified to the administrative agency. "Or, what has been done should not be leaked to customers, etc. or those involved in the suspicion of transactions. "
Based on the above, in summary of my guess, this series of flow is the same.
[1] In order to confirm the tax payment amount, I controlled all funds at the end of the previous year, withdrawing taxes, and rebuilding the position at the beginning of the year (Japan to pay accurately.The point is to get older with a circle).As a result, the exchange has obliged to confirm the transaction (the purpose of identifying the person or the purpose of transactions).
[2] However, since I did not answer the inquiry email, the exchange was frozen until I responded.
[3] Account freezing is "until the confirmation of transactions is confirmed", and since I responded, the measures should be canceled.However, apart from this, the exchange has been reported to the administrative agency because my previous transactions were "suspected that the collected property is a crime revenue."Or we are going to notify you.
[4] Legally, the exchange must not leak it to me, or that he is trying to report it, and I suspect that I am a suspect of economic offense in the first place.No matter what you ask, he stubbornly responds, "I can't answer."
RichManBTC